1. INTRODUCTION
All information that you provide through this website https://allegiancefirst.com is being provided to Allegiance First Insurance Services (“we,” “us,” or “Allegiance First Insurance Services”). Allegiance First Insurance Services is committed to protecting the privacy of our users, and we use our best efforts to ensure that the information you submit to us through this website portal remains private and is used only for the purposes set forth herein. Note that this Privacy Policy only addresses the collection, storage, and use of your information by Allegiance First Insurance Services. The use of your information by the Agency may be addressed in a separate privacy policy provided or posted by the Agency.
WHAT THIS PRIVACY POLICY COVERS
This policy covers how Allegiance First Insurance Services treats personal information that we receive, collect and store, including information related to your past use of our services. Personal information is information about you that is personally identifiable, like your name, address, email address, phone number, driver’s license number, driver information, or other personal information provided to us in connection with your use of this website and our services, and that is not otherwise publicly available.
This policy applies only to Allegiance First Insurance Services, creator of the system that assists the Agency in providing its rate quotation services, as well as our officers, owners, successors, and assigns, but does not apply to the practices of the Agency or companies that Allegiance First Insurance Services does not own or control, or to people that Allegiance First Insurance Services does not employ or manage. Other companies or persons may have privacy policies, which we encourage you to read and understand.
2. DATA COLLECTED
INFORMATION COLLECTION AND USE
Allegiance First Insurance Services collects personal information when you use this website portal. All information you provide to us is also available to the Agency. When you use this website portal, we ask for information such as your name, email address, birth date, gender, zip code, occupation, driver’s license, driving record, and other information necessary to provide you with insurance premium rate quotes. We may also ask for your address, Social Security number, and information about the assets for which you are seeking insurance protection. Once you use our services, you are not anonymous to us.
Allegiance First Insurance Services collects information about your insurance policy request and forwards your information to our member insurance carriers for insurance policy rate quote information. They may use this information in order to seek other information in order to provide your rate quote information. That may include credit reports, motor vehicle reports, previous claims activity, and additional relevant information. The parties providing this information may include affiliated insurance underwriting companies, claims representatives, independent contractors, insurance agents and brokers, and courts and government agencies.
We automatically receive and record information on our server logs from your browser, including your IP address, cookie information, and the page you request. We use the collected information for the following general purposes: to fulfill your insurance rate quote request, customize the advertising and content you see, improve our services, contact you, conduct research, provide anonymous reporting for internal and external purposes, and specific other analytical purposes. Our analysis produces “cumulative output” and does not show, display or report detailed personally identifiable information.
3. EMBEDDED CONTENT
Pages on this site may include embedded content, like YouTube videos, for example. Embedded content from other websites behaves in the exact same way as if you visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged-in to that website. Below you can find a list of the services we use:
The Facebook page plugin is used to display our Facebook timeline on our site. Facebook has its own cookie and privacy policies over which we have no control. There is no installation of cookies from Facebook and your IP is not sent to a Facebook server until you consent to it. See their privacy policy here: Facebook Privacy Policy .
We use the Twitter API to display our tweets timeline on our site. Twitter has its own cookie and privacy policies over which we have no control. Your IP is not sent to a Twitter server until you consent to it. See their privacy policy here: Twitter Privacy Policy .
YOUTUBE
We use YouTube videos embedded on our site. YouTube has its own cookie and privacy policies over which we have no control. There is no installation of cookies from YouTube and your IP is not sent to a YouTube server until you consent to it. See their privacy policy here: YouTube Privacy Policy.
4. COOKIES
As is common practice with websites, we use cookies to enhance your web viewing experience. A “cookie” is a small text file that a website can place on your computer’s hard drive in order, for example, to collect information about your activities on the site or to recognize your computer in the future. The cookie transmits this information back to the website’s computer, which is generally the only computer that can read it.
When you log onto our website, our website system assigns you a unique identification number and records that number in the cookie file for your computer. Then, when you revisit us, we can read this number to help gain prompt access to your information. The cookie can help ensure that your information is kept accurate and also, as a matter of convenience, keeps you from having to re-enter specific personal and identifying information. Despite its existence, the cookie will not be associated with any personal information about you, and Allegiance First Insurance Services will not be able to identify you personally online. The information stored in the cookie is encrypted and cannot be read without the encryption key.
While certain cookies enhance your web experience with our website, you can set your web browser to reject cookies. However, doing so may negatively impact the performance of this website.
5. INFORMATION SHARING AND DISCLOSURE
We do not sell, share, license, or provide personal information about you to other people or non-affiliated companies other than to those carriers from which we request insurance policy rate quotes on your behalf and with the insurance agency acting on your behalf. In connection with our provision of your information, note that:
(a) We will provide the information to trusted partners who work on our behalf and are under confidentiality agreements. These companies or contractors may use your personal information to help us provide services to you.
(b) We will respond to subpoenas, court orders, or legal processes, or to establish or exercise our legal rights or defend against legal claims. We believe it is necessary to share information in order to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, or as otherwise required by law.
(c) We will transfer information about you if we are acquired by or merged with another company. In that event, we will post appropriate notifications on this privacy policy before your information is transferred and becomes subject to a different privacy policy.
CONFIDENTIALITY AND SECURITY
We will maintain the confidentiality of the information we collect during your visit to our website. We do this by maintaining internal practices that help to protect the security and confidentiality of this information and by limiting access to personal information about you to employees who we reasonably believe need to come into contact with that information to provide products and services to you or in order to do their jobs.
6. DISCLAIMER
The security of all information associated with our users is an important concern. As stated above, we exercise care in providing secure transmission of your information from your computer to our, and our affiliates, servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any personal information you transmit to us or from our online products and services. You do so at your own risk. Once we receive your transmission, we, including our affiliates, use industry-standard efforts to safeguard the confidentiality of your personal information, such as firewalls and secure socket layers. However, “perfect security” does not exist on the Internet.
7. ACCEPTANCE OF PRIVACY POLICY TERMS
By using this website, you acknowledge your agreement with Allegiance First Insurance Services’ privacy policy. IF YOU DISAGREE WITH THIS POLICY, PLEASE DO NOT USE THIS WEBSITE. Your continued use of Allegiance First Insurance Services’ website after posting changes to these terms will mean you accept those changes.
CCPA PRIVACY
Under this Privacy Policy, and by law, if You are a resident of California, You have the following rights:
The right to notice. It would be best if you were properly notified of which categories of Personal Data are being collected and the purposes for which the Personal Data is being used.
The right to access / the right to request. The CCPA permits You to request and obtain from the Company information regarding the disclosure of Your Personal Data that has been collected in the past 12 months by the Company or its subsidiaries to a third party for the third party’s direct marketing purposes.
The right to say no to the sale of Personal Data. You also have the right to ask the Company not to sell Your Personal Data to third parties. You can submit such a request by visiting our “Do Not Sell My Personal Information” section or web page.
The right to know about Your Personal Data. You have the right to request and obtain from the Company information regarding the disclosure of the following:
The categories of Personal Data collected
The sources from which the Personal Data was collected
The business or commercial purpose for collecting or selling the Personal Data
Categories of third parties with whom We share Personal Data
The specific pieces of Personal Data we collected about You
The right to delete Personal Data. You also have the right to request the deletion of Your Personal Data that has been collected in the past 12 months.
The right not to be discriminated against. You have the right not to be discriminated against for exercising any of Your Consumer’s rights, including by:
DENYING GOODS OR SERVICES
Charging different prices or rates for goods or services, including the use of discounts or other benefits or imposing penalties
Providing a different level or quality of goods or services to You
Suggest that you receive a different price or rate for goods or services or a different level or quality.
EXERCISING YOUR CCPA DATA PROTECTION RIGHTS
To exercise your rights under the CCPA, and if you are a California resident, You can email or call us or visit our “Do Not Sell My Personal Information” section or web page.
The Company will disclose and deliver the required information free of charge within 45 days of receiving Your verifiable request. The time period to provide the required information may be extended once by an additional 45 days when reasonably necessary and with prior notice.
DO NOT SELL MY PERSONAL INFORMATION
We do not sell personal information. However, the Service Providers we partner with (for example, our advertising partners) may use technology on the Service that “sells” personal information as defined by the CCPA law.
Suppose you wish to opt out of using your personal information for interest-based advertising purposes and these potential sales as defined under CCPA law. In that case, you may do so by following the instructions below.
Please note that any opt-out is specific to the browser You use. You may need to opt-out of every browser that you use.
WEBSITE
You can opt-out of receiving ads that are personalized as served by our Service Providers by following our instructions presented on the Service:
From Our “Cookie Consent” notice banner
Or from Our “CCPA Opt-out” notice banner
Or from Our “Do Not Sell My Personal Information” notice banner
Or from Our “Do Not Sell My Personal Information” link
The opt-out will place a cookie on Your computer that is unique to the browser. You used to opt-out. If you change browsers or delete the cookies saved by your browser, you will need to opt-out again.
MOBILE DEVICES
Your mobile device may give you the ability to opt-out of the use of information about the apps you use in order to serve you ads that are targeted to your interests:
“Opt out of Interest-Based Ads” or “Opt out of Ads Personalization” on Android devices
“Limit Ad Tracking” on iOS devices
You can also stop the collection of location information from Your mobile device by changing your preferences.
Your California Privacy Rights (California’s Shine the Light law)
Under California Civil Code Section 1798 (California’s Shine the Light law), California residents with an established business relationship with us can request information once a year about sharing their Personal Data with third parties for the third parties’ direct marketing purposes.
If you’d like to request more information under the California Shine the Light law, and if you are a California resident, You can contact Us using the contact information provided below.
California Privacy Rights for Minor Users (California Business and Professions Code Section 22581)
California Business and Professions Code section 22581 allows California residents under the age of 18 who are registered users of online sites, services, or applications to request and obtain the removal of content or information they have publicly posted.
To request the removal of such data, and if you are a California resident, You can contact Us using the contact information provided below and include the email address associated with Your account.
Be aware that Your request does not guarantee the complete or comprehensive removal of content or information posted online and that the law may not permit or require removal in certain circumstances.
LINKS TO OTHER WEBSITES
Our Service may contain links to other websites that we do not operate. If You click on a third-party link, You will be directed to that third party’s site. We strongly advise You to review the Privacy Policy of every site You visit.
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
8. LIMITATION OF LIABILITY
ALLEGIANCE FIRST INSURANCE SERVICES WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ANY: (a) USE OF (OR INABILITY TO USE) OUR WEBSITE; (b) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR WEBSITE; (c) FAILURE OF PERFORMANCE; (d) ERROR; (e) OMISSION; (f) INTERRUPTION; (g) DEFECT; (h) DELAY IN OPERATION OR TRANSMISSION; (i) COMPUTER VIRUS; OR (j) LINE FAILURE. ALLEGIANCE FIRST INSURANCE SERVICES IS NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, ALLEGIANCE FIRST INSURANCE SERVICES IS NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR BOTH.
HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY, AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, THE LIABILITY OF ALLEGIANCE FIRST INSURANCE SERVICES TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.
DISCLAIMER
THE MATERIAL ON AND PROVIDED THROUGH THIS WEBSITE IS PROVIDED ON AN “AS IS” BASIS. THIS MEANS THAT WE DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL ON THE SITES. THIS INCLUDES, BUT ITS NOT LIMITED TO, WARRANTIES THAT: (a) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (b) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (c) THAT DEFECTS WILL BE CORRECTED; (d) THAT OUR SITE, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (e) THAT INFORMATION CONTAINED IN THE SITE IS ACCURATE AS OF ANY PARTICULAR DATE.
9. AMENDMENTS
We may, from time to time, update this policy. We will prominently post on this policy page the date and content of any significant changes in how we treat personal information.
10. QUESTIONS AND SUGGESTIONS
If you have any questions or suggestions regarding our privacy policy, please get in touch with us at:
Allegiance First Insurance Services
30141 Antelope Rd Suite D-105
Menifee, CA 92584