Effective Date: 9/1/2026
Last Updated: 9/1/2026
Welcome to the website of Allegiance First Insurance Services (“Allegiance First,” “we,” “us,” or “our”). These Terms & Conditions govern your use of our website, including all pages, content, forms, features, and services available through the website (collectively, the “Website”).
By accessing or using this Website, you agree to these Terms & Conditions. If you do not agree with these Terms, please do not use the Website.
Allegiance First Insurance Services is an independent insurance agency offering insurance products and services through licensed insurance professionals and a network of insurance carriers.
Our Website provides general information about insurance products and services and provides visitors with ways to contact us, request information, and request insurance quotes.
The information provided on this Website is intended for general informational and educational purposes only.
Website content should not be considered legal, tax, financial, or professional advice, nor should it be relied upon as a substitute for advice from a qualified professional.
Insurance laws, regulations, coverage availability, underwriting guidelines, premiums, discounts, eligibility requirements, and policy terms may vary by state, insurer, property, risk, individual circumstances, and other factors.
Submitting a quote request, contact form, application, inquiry, email, text message, or other communication through this Website does not create, bind, modify, renew, or otherwise establish insurance coverage.
Insurance coverage is subject to the applicable insurance company’s underwriting requirements, approval, policy terms, conditions, exclusions, limitations, endorsements, and payment requirements.
Coverage is not effective unless and until it has been expressly bound or issued by an authorized insurance representative or insurance carrier in accordance with applicable law.
If you need immediate confirmation of coverage, please contact Allegiance First Insurance Services directly.
Any quote, premium estimate, rate, coverage option, discount, or other pricing information displayed or communicated through the Website is subject to change.
Quotes may be based on information provided by you and may change after additional information is obtained, verified, or reviewed by an insurance carrier.
Actual premiums and coverage may depend on factors including, but not limited to:
A quote is not a guarantee that an insurance carrier will offer coverage or that coverage will be available at the quoted premium.
Allegiance First Insurance Services is an independent insurance agency and may represent multiple insurance carriers.
The availability of particular insurance products, carriers, coverage options, rates, discounts, and services may change without notice.
Insurance policies are contracts between the policyholder and the applicable insurance company. The terms of your policy, rather than information appearing on this Website, govern your coverage.
We make reasonable efforts to provide accurate and current information on the Website. However, we do not warrant or guarantee that all information is complete, accurate, current, or free from errors or omissions.
Insurance products, carrier availability, laws, regulations, rates, underwriting guidelines, and other information may change.
You should contact us directly to verify information that may affect your insurance coverage or purchasing decision.
We attempt to maintain the Website so that it is available and functional. However, we do not guarantee that the Website will always be available, uninterrupted, secure, error-free, or free of viruses or other harmful components.
We may modify, suspend, discontinue, or restrict access to any portion of the Website at any time without notice.
The Website may contain links to websites, applications, services, payment portals, insurance carrier websites, social media platforms, or other resources operated by third parties.
These third-party websites and services are not controlled by Allegiance First Insurance Services.
We are not responsible for the content, availability, security, privacy practices, terms, or policies of third-party websites or services.
Your use of third-party websites is subject to the applicable third party’s terms and policies.
If you voluntarily provide your email address, telephone number, or mobile telephone number, you may be contacted regarding your inquiry, insurance needs, quote request, existing policy, or other services you have requested.
Where applicable, marketing communications and text messages will be sent only in accordance with applicable law and any required consent.
You may opt out of certain promotional communications by following the instructions provided in those communications or by contacting us directly.
Opting out of marketing communications does not necessarily prevent communications that are necessary to service an existing policy, respond to a request, or otherwise provide services you have requested.
Information you submit through the Website should be accurate and complete to the best of your knowledge.
You are responsible for ensuring that information you provide is accurate and for notifying us of material changes when appropriate.
Do not submit highly sensitive information through an unsecured email or Website form unless the Website specifically requests that information through an appropriate secure process.
Unless otherwise indicated, all content appearing on the Website, including text, graphics, logos, photographs, designs, images, videos, trademarks, service marks, and other materials, is owned by or licensed to Allegiance First Insurance Services and is protected by applicable intellectual property laws.
You may view and use the Website for personal and legitimate business purposes.
You may not reproduce, modify, distribute, publish, transmit, display, sell, license, or otherwise exploit Website content without our prior written permission, except where permitted by law.
You agree not to use the Website:
To the fullest extent permitted by law, the Website and its content are provided on an “as is” and “as available” basis.
Allegiance First Insurance Services makes no warranties, express or implied, regarding the Website or its content, including warranties of accuracy, reliability, availability, merchantability, fitness for a particular purpose, or non-infringement.
To the fullest extent permitted by applicable law, Allegiance First Insurance Services and its owners, employees, agents, representatives, affiliates, and service providers will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of, or inability to use, the Website or information contained on the Website.
Nothing in these Terms is intended to limit any rights or remedies that cannot lawfully be limited or excluded under applicable law.
To the extent permitted by applicable law, you agree to indemnify and hold harmless Allegiance First Insurance Services, its owners, employees, agents, representatives, affiliates, and service providers from claims, liabilities, damages, losses, costs, and expenses arising from your misuse of the Website, violation of these Terms, or violation of applicable law or the rights of another person.
Your use of the Website is also subject to our Privacy Policy, which describes how we collect, use, disclose, and protect personal information.
Please review our Privacy Policy for additional information.
Allegiance First Insurance Services is committed to providing a Website that is accessible to individuals with disabilities.
Please see our Accessibility Statement for additional information and instructions for requesting assistance.
We may update these Terms & Conditions from time to time.
When changes are made, we will update the “Last Updated” date above. Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms, to the extent permitted by applicable law.
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of California, without regard to its conflict-of-law principles, except where applicable law requires otherwise.
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
These Terms & Conditions, together with our Privacy Policy and any other policies expressly incorporated by reference, constitute the terms governing your use of this Website.
If you have questions regarding these Terms & Conditions, please contact:
Allegiance First Insurance Services
Phone: 951-268-7826
Email: info@allegiancefirst.com
Website: www.allegiancefirst.com
Last Updated: 9/1/2026
